Personal Banking Services

About the Account:

The savings account from the Iraqi Islamic Bank for Investment and Development is the best Islamic solution for customers who want to save their money with the possibility of earning profits according to the laws of Islamic Sharia, and customers can also use the account for their banking operations.

For More Details:

Please contact the nearest bank branch or call customer service for more details about the account terms and conditions.

About the Account:

Your current account allows you to manage your money effectively in a safe and easy way.

Current Account Features:

• The account can be opened in Iraqi Dinar or US Dollar
• No profits are paid on the account balance
• A checkbook can be issued upon account holder's request
• Freedom to withdraw and deposit the account's credit balance

For More Details:

Please contact the nearest bank branch or call customer service for more details about the account terms and conditions.

About the Account:

The deposit account is designed for all individual customers, companies, and business owners, enabling them to invest their money with rewarding financial returns for different binding periods up to two years, with the possibility of opening the account in Iraqi Dinar or US Dollar.

For More Details:

Please contact the nearest bank branch or call customer service for more details about binding periods, returns, and account terms and conditions.

About the Account:

A deposit account with the possibility of entering a monthly lottery for gold bars and phones, and a draw every four months for a car.

Monthly Lottery:

• Minimum Deposit: 500 thousand dinars or more
• Participation Conditions: The amount age in the account must exceed thirty days
• Number of Shares: For every 500 thousand dinars, one share is calculated for entering the monthly lottery
• Prizes: Draw for an iPhone device or a gold coin

Car Lottery:

• Minimum Deposit: 10 million dinars or more
• Number of Shares: For every 10 million dinars, one share is calculated
• Deposit Period: The amount age in the account must be 180 days or more
• Draw Date: The draw takes place every four months
• Prize: A new car

About the Card:

Because we are committed to providing the best electronic financial services, we offer you the Mastercard Debit card from your bank account at the Iraqi Islamic Bank for Investment and Development, where the card enjoys high protection features and can be used locally and globally through commercial stores and ATMs that carry the MasterCard logo.

Card Benefits:

• Use in most parts of the world for purchases and cash withdrawals with ease
• Secure use through smart chip technology and PIN (Chip & PIN)
• Card currency is determined according to the account currency linked to it at the bank
• Possibility of issuing subsidiary cards for family members
• Free SMS service that allows you to stay in constant contact with the card

Eligibility Conditions:

• Minimum age 18 years
• Having a current or savings account with the bank

Required Documents:

• Card issuance application that can be obtained directly from the branch
• Personal identity

About the Service:

Salary localization service for employees, retirees, and military personnel, allowing direct salary deposit into your bank account with special benefits and banking services.

Salary Localization Service Benefits:

• Direct monthly salary deposit into your bank account
• Guaranteed salary arrival on the specified date
• Free and distinctive banking services for employees
• Possibility of obtaining loans and financing with easy terms
• 24/7 customer service
• Use of electronic cards and ATM machines

Categories Covered by the Service:

• Federal government employees
• Kurdistan Region employees
• Civil and military retirees
• Armed forces and police personnel
• Government companies and institutions employees

Accompanying Services:

• Free electronic card issuance
• SMS service for account monitoring
• Electronic banking services via the app
• Possibility of transfers between accounts
• Bill payment and government payment service

Contact Information:

For More Details:

You can contact the nearest bank branch or call the numbers mentioned above to obtain the necessary forms and documents and complete the salary localization procedures.